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Lead Product Manager

Chime

Chime

Product
San Francisco, CA, USA
Posted on Thursday, April 27, 2023
About the role

Chime’s mission is to deliver financial peace of mind to millions of everyday Americans who live paycheck to paycheck. Access to personal loans up to $2,000 is the single most requested feature from Chime members today, as affordable access to funds is critical for covering unexpected expenses and day-to-day necessities. Unfortunately, most Chime members do not have good borrowing options today.

We are looking for a Product Manager who will help grow Chime’s new installment loan product and scale to millions of Americans. In this role, you will be responsible for developing and implementing a product strategy that will enable affordable access to members who do not have good alternative options. You will lead the execution of this strategy by partnering with cross-functional teams including Engineering, Design, Risk, Marketing, and Compliance to grow this product across a complex regulatory environment.

The base salary offered for this role and level of experience will begin at $167,200 and up to $232,200. Full-time employees are also eligible for a bonus, competitive equity package, and benefits. The actual base salary offered may be higher, depending on your location, skills, qualifications, and experience.
In this role, you can expect to
  • Define and develop a product strategy that addresses the borrowing needs of Chime members including establishing pricing, loan terms, and repayment options
  • Collaborate with cross-functional teams to grow and scale the installment loan product, including rapid ideation and iteration of highly differentiated features
  • Collaborate with the Marketing team to develop and execute a go-to-market strategy for the product, including messaging and positioning
  • Continuously monitor and analyze product performance, member feedback, and macroeconomic trends to identify opportunities for improvement and growth
  • Ensure that the product makes you proud of the impact you are making based on responsible lending, transparency, and member satisfaction
To thrive in this role, you have
  • Passion for using technology to solve social problems and promote financial inclusion
  • Built and launched a complex product as a startup or within an established company
  • 5+ years of experience in product management, preferably in the fintech industry
  • Strong analytical skills and experience using data to make informed decisions
  • An ownership mindset and a willingness to just get things done
A little about us
We created Chime because we believe everyone deserves financial peace of mind. By eliminating unnecessary fees and helping people grow their savings automatically, we’ve empowered millions of Americans to take control of their finances.
Chime is the largest and fastest-growing U.S. player in the challenger-banking space. Through our banking partners, we offer access to bank accounts with fee-free overdraft, provide members the chance to receive early access to their paychecks, help them improve their credit, and more!
We’ve built one of the most experienced leadership teams in Fintech and were recently valued at over $25.5B. We’ve raised over $1.7B in funding from leading investors including Sequoia Capital Global Equities, SoftBank Vision Fund 2, General Atlantic, Tiger Global, Dragoneer, DST, Coatue, Iconiq, Menlo Ventures and others.
What we offer
  • 💰 Competitive salary based on experience
  • ✨ 401k match plus the usual medical, dental, vision, life, and disability benefits
  • 🏝 Generous vacation policy and company-wide Take Care of Yourself Days
  • 🖥 Virtual events to connect with your fellow Chimers- think cooking classes, music festivals, mixology classes, paint nights, etc., and delicious snack boxes, too!
  • 💚 A challenging and fulfilling opportunity to join one of the most experienced teams in FinTech and help create a completely new kind of banking service
We know that great work comes from great, and inclusive teams. At Chime, we specifically look for individuals of varying strengths, skills, backgrounds, and ideas. We believe this gives us a competitive advantage to better serve our members and helps us all grow as Chimers and individuals.
We hire candidates of any race, color, ancestry, religion, sex, national origin, sexual orientation, gender identity, age, marital or family status, disability, Veteran status, and any other status. Chime is proud to be an Equal Opportunity Employer and will consider qualified applicants with criminal histories in a manner consistent with the San Francisco Fair Chance Ordinance. If you have a disability or special need that requires accommodation, please let us know. To learn more about how Chime collects and uses your personal information during the application process, please see the Chime Applicant Privacy Notice.
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